Debt

I've been thinking about this lately - so, I thought I'd finally post it.

We have paid off our student loan! Love using the tax return for something productive! Now we just have a little bit left to pay off the van and A LOT bit left to pay for the house. But, somehow - I'm feeling alright with that considering the history. We were so blessed - I worked full time and then stayed home with 'the kids' after the birth of the first one. Dear hubby was a full time student and part time (at least) employee - supporting all of us along the way for 12 years.

How it was done - not sure. It really doesn't work out on paper. I know we've had lots of help. We did (and are doing) without - although, there were times it really didn't feel like it. How much do you really need anyway? We also invested early (while I was still working) and ended up selling on a monthly basis for living expenses. (Even that had its miracle - when our first child turned one - the balance was the exact same as the day he was born...good year for the market apparently. And, a good year for us.) Good year for us - in other ways too...we were living 'on the beach' in La Jolla with a great sunset view from our student housing...ahh...the memories.:}